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Growth Finance Scale up Kishen Patel ICAEW Chartered Accountant Fractional CFO

90-Day Finance Reset for SME Growth (Cash Flow, Pricing, Cost Cuts)

Most UK SMEs don’t fail because the product’s weak, they fail because cash gets tight at the wrong time. You

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SaaS Gross Margin Checklist Kishen Patel ICAEW Chartered Accountant Corporate Finance Adviser

SaaS Gross Margin Improvement Checklist (Reduce COGS, Protect Growth)

Cloud bills creep up, support tickets spike, payment fees bite, and in 2026 AI compute can turn a good unit

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SaaS Revenue Recognition Consult EFC ICAEW Chartered Accountant Kishen Patel

Revenue Recognition basics for UK startups (common traps in subscriptions and contracts)

If you sell subscriptions, SaaS, or service contracts, you can hit a strange moment in your board pack. Cash is

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SaaS MRR to Cash Reconciliation Guide Consult EFC ICAEW Chartered Accountant Kishen Patel Fractional CFO

MRR to Cash Reconciliation: Why SaaS ARR Looks Great but the Bank Balance Doesn’t

Key Takeaways Your SaaS dashboard says you’re winning. MRR is up, ARR is climbing, churn looks under control. Yet your

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Selling my business (UK) ICAEW Chartered Accountant Kishen Patel Corporate Finance

Selling My Business (UK): A Practical Plan to Protect Value and Close with Confidence

Key Takeaways If you’re thinking “I’m selling my business”, it can feel like you’ve stepped onto a moving walkway. Deals

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SaaS Fractional CFO Kishen Patel ICAEW Chartered Accountant - Investment Banker SaaS

SaaS Fractional CFO Support for Scaling Your SaaS Company (How Consult EFC Helps)

Key Takeaways Scaling a SaaS business can feel like driving at speed in fog. Cash moves faster than your reports,

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