The Fractional CFO for High-Growth SaaS and Ambitious UK Businesses.
From Seed to Series B and through to exit, bringing Big Four rigour and Investment Banking precision to founders who are ready to build something serious.
Whether you are raising your first round, navigating rapid growth, or preparing your business for sale, Consult EFC gives you the strategic financial leadership you need, without the cost of a full-time hire. Trusted by SaaS founders, tech companies, and ambitious UK SMEs from £1M to £50M in revenue.
Regulated. Qualified. Accountable.
ICAEW Regulated
The ICAEW is the gold standard of UK accountancy — globally recognised and trusted by FTSE 100 boards. As a regulated member, Kish is bound by the highest professional and ethical standards in the world. You are not just hiring a consultant. You are hiring someone who is fully accountable.
Business Advisers Society
Member of the Business Advisers Society — the professional body for independent business advisers across the UK. Committed to transparent, evidence-based advisory that puts your interests first.
Big Four Background
Over 12 years across Big Four audit, Investment Banking, and corporate advisory. The rigour and analytical standards that global institutions rely on — applied directly to your business at a fraction of the cost.
leadership
advised
highest UK standard
highest level
What's keeping you up
at night?
Select the challenge that sounds most like yours. We will show you exactly how we can help, and what 30 minutes with Kish could change.
Kishen Patel — ACA, ICAEW
Founder, Consult EFC · Big Four trained · 12+ years advising UK founders
Select your biggest challenge right now
30 minutes with Kish.
No fluff. No sales pitch.
Tell Kish where you are. He will tell you honestly what you need, whether that is working with us or not. Most founders leave with a clearer picture of their finances than they have had in months.
Financial Leadership for Every Growth Stage
From your first funding round to the day you exit, we provide the strategic financial expertise that ambitious UK businesses need to grow with confidence.
Fractional CFO Services
C-suite financial leadership without the full-time salary. Your ICAEW Fractional CFO handles board reporting, investor relations, cash flow strategy, and financial controls, giving you the firepower of a seasoned CFO at a cost that works for a growing business.
Learn moreFractional CFO for SaaS
Built specifically for SaaS founders from Seed to Series B. We model your MRR, ARR, churn, CAC, and LTV in the way investors actually want to see them. When your Series A due diligence team arrives, your numbers will be clean, credible, and ready to close.
Learn moreBusiness Valuation and Financial Modelling
ICAEW-credentialled valuations built to withstand scrutiny from investors, acquirers, and HMRC. Whether you need a valuation for a funding round, an EMI share scheme, or a business sale, our reports carry the professional weight that online calculators simply cannot match.
Learn moreExit Planning and Investment Banking
Preparing your business for sale is not something you do in the final months. We work with founders 12 to 36 months ahead of a planned exit, building the financial story, cleaning up the numbers, and positioning the business to command the multiple it deserves.
Learn moreDebt Financing Advisory
Equity is not always the right answer. We help ambitious UK businesses identify, structure, and secure the right debt facilities, whether that is growth lending, asset finance, or acquisition funding. We negotiate terms on your behalf and make sure the structure works for your business long-term.
Learn moreFinancial Due Diligence
Whether you are acquiring a business or preparing to be acquired, our Big Four-standard due diligence gives you a clear picture of what is actually in the numbers. We identify hidden risks, validate financial assumptions, and give you the leverage to negotiate better terms and close deals with confidence.
Learn moreAccounting, Reporting and Analytics
Most finance functions spend more time producing reports than acting on them. We automate your FP&A processes, streamline month-end close, and build reporting that runs itself. The result is a faster close, cleaner data, and a leadership team that gets the numbers they need without chasing the finance team for them.
Learn moreOther Services
- Corporate Tax Planning
- R&D Tax Credits
- Fundraising Support
- Property Tax Advisory
- Grants and Funding
- Financial Controls and Governance
Not sure which service is right for you?
Book a free 30-minute call and Kish will tell you exactly where to start.
Kishen Patel
Founder, Consult EFC
Most of our clients come to us when the stakes are high - a fundraising round, a sale, or a period of growth their current finance function simply cannot handle. My job is to make sure that when that moment comes, the numbers are not what lets them down.
About Kish
Kish has spent over 12 years working at the intersection of finance, strategy, and transactions - from Big Four audit to Investment Banking and corporate advisory. He has advised founders, management teams, and investors across the full lifecycle of a business: raising capital, navigating growth, preparing for sale, and closing deals.
He founded Consult EFC to give ambitious UK businesses access to the same calibre of financial thinking that was previously only available to large corporates. As an ICAEW Chartered Accountant (ACA), he is bound by the profession's highest standards of accuracy, ethics, and client care. You are not just getting advice - you are getting advice from someone who is fully regulated and professionally accountable.
Book a Free Strategy CallNot Just Another Finance Consultant
We work with SaaS founders, tech companies, and ambitious UK SMEs at every stage, from first institutional round to final sale. Here is what sets us apart.
Big Four Standards.
Founder-Friendly Fees.
Our team brings the rigour and analytical frameworks of the world's leading accountancy and advisory firms, the same processes trusted by FTSE 100 boards and global investment banks. You get that standard of thinking applied directly to your business, at a cost that makes sense for a growing company.
A Track Record
You Can Verify.
We have a proven track record of successful capital raises, valuations, and exits for UK founders and management teams. We do not just deliver reports and we stay in the room through execution, negotiation, and close. Our clients can speak to what we delivered and how we delivered it.
We're in the Room
When It Matters.
When the investor calls, the board meeting happens, or the buyer's due diligence team arrives, we are there. We do not hand over a model and disappear. We attend the meetings, answer the hard questions, and stand behind every number we produce. Your success is what our reputation is built on.
Written by Kish.
Built on 12 years in the room.
How to Increase Your EBITDA Multiple in the UK: 5 Corporate Finance Strategies
The multiple your business sells for is not just a function of profit. It is a function of how well your business is positioned, how clean your numbers are, and whether a buyer can see a future without you in it.
Filter by series
Why Your Series A Will Fail Without a SaaS Fractional CFO
Most Series A failures are not down to product. They are down to finance functions that were never built to handle investor scrutiny.
Management Buy-out Valuation: How to Value Your Business for an MBO (UK Guide)
The valuation methodology used in an MBO is different from a trade sale. Here is what management teams and advisers need to know.
Why Your Business Valuation Calculator Number Is Killing Deal Credibility
A number from a free tool will not survive the first question from a serious buyer. Here is why professional valuation methodology matters.
Financial Transformation for SaaS: A 90-Day Seed to Series A Roadmap
What does a finance function need to look like before a Series A? Kish walks through the 90-day transformation that gets you there.
3 Balance Sheet Red Flags That Kill Deal Value During Due Diligence
Buyers and their advisers know exactly what to look for. These three balance sheet issues come up in almost every deal and each one costs you money.
Pre-Seed vs Series A: How I Update Financial Models for Growing Start-Ups
The financial model that got you to pre-seed will not get you through a Series A. Here is how the structure, assumptions, and depth need to evolve.
Want Kish to write about a topic that matters to your business?
What Working With Consult EFC
Actually Looks Like
Where we came in, what we did, and what it meant for the business.
The Situation
A B2B SaaS founder came to us 12 weeks before a planned Series A raise. Their finance function was spreadsheet-based, MRR reporting was inconsistent month to month, and they had no investor-grade model. Two VCs had already asked for financials and gone quiet.
What We Did
Series A closed successfully within the original timeline. The two VCs who had gone quiet re-engaged once the financials were investor-ready.
The Situation
A professional services founder wanted to exit within 18 months. Three acquirers had already looked at the business and walked away. The accounts were messy, EBITDA was being understated by owner costs blended into the P&L, and there was no information memorandum to present to buyers.
What We Did
Business sold at an above-market multiple. Every price chip attempt was defended with the numbers.
The Situation
A growing e-commerce business was profitable on paper but consistently running out of cash. Revenue was up 60% year on year. The founder could not understand why growth was making the problem worse, not better, and the bank was asking questions.
What We Did
Cash crisis resolved within six weeks. The business continued to grow and the founder had full financial visibility for the first time since launch.
Recognise your situation in one of these?
Book a free call and we will tell you exactly how we would approach it.