The Consult EFC decision toolkit

A clearer view.
A more informed next move.

Free financial readiness assessments and a cash runway stress test for UK founders, business owners and management teams. Identify the questions, organise the evidence and leave with a practical action plan.

No email is required to see your result or download your action plan. Choose the tool that fits your next decision.

01 / Self-assessment

Business Valuation Readiness Scorecard

Find the information gaps and business dependencies to address before commissioning a valuation, raising capital or preparing for a sale.

A self-assessment of preparation and supporting evidence. It does not calculate your business value.

Start the assessment

02 / Self-assessment

Funding Readiness Assessment

Assess the financial evidence behind your funding story. Leave with a prioritised preparation plan for a more useful investor or lender conversation.

A preparation assessment, not a funding recommendation, eligibility decision or probability of raising capital.

Start the assessment

03 / Cash scenario

Cash Runway Stress Test

Explore what slower receipts or higher costs could do to available cash. Compare a baseline with a simple stress scenario over 24 months.

An illustrative constant monthly cash model. It is not a full forecast and does not model seasonality, invoice timing, tax dates, new financing or unentered costs.

Test my cash runway

04 / Self-assessment

Seller Due Diligence Readiness Assessment

Find the gaps a buyer may ask about before they become a transaction distraction. Assess the evidence behind earnings, cash and business performance.

A seller preparation checklist. It is not a buyer due diligence opinion, audit or assurance report.

Start the assessment

05 / Self-assessment

Fractional CFO Needs Assessment

Explore whether your financial reporting, cash visibility and decision support are keeping pace with the business.

A self-assessment of financial leadership gaps. A higher score means more gaps reported, not a requirement to hire a CFO.

Start the assessment

06 / Self-assessment

AI Unit Economics Assessment

Check whether pricing, compute costs, implementation effort and customer usage are visible enough to support a credible growth plan.

A visibility and evidence assessment for AI businesses. It does not calculate profitability or compare you with a market benchmark.

Start the assessment

Preparing for a business valuation?

Our four-page preparation pack helps you write the brief, gather evidence and explain proposed earnings adjustments.

Download the valuation preparation pack (PDF)

How to use the toolkit

  1. Choose the decision you are preparing for.
  2. Enter approximate context and answer the questions honestly. An unknown answer is a useful gap to identify.
  3. Review the methodology and limitations beside the result.
  4. Download your action plan, allocate responsibility and discuss material decisions with appropriate advisers.

The assessments use transparent internal scoring. They are not validated market benchmarks, formal valuations, assurance reports or funding eligibility decisions. Cash outputs depend on the inputs and simplifying assumptions shown.

Already preparing for an exit?

Use our existing exit readiness assessment alongside the seller due diligence checklist. Exit readiness considers the wider preparation question; seller diligence focuses on the financial evidence a buyer may review.

Open the Exit Readiness Tool

Turn the findings into a plan

Discuss your objectives with Kishen Patel and agree the information, scope and support needed for your next decision.

Book an introductory strategy call