Opening cash
What cash is available now?
Use available cash, distinguishing restricted balances and undrawn facilities.
Consult EFC | Free decision toolkit
Explore what slower receipts or higher costs could do to available cash. Compare a baseline with a simple stress scenario over 24 months.
Three context questions and seven cash inputs. Immediate results. No email required to see your plan.
What cash is available now?
Use available cash, distinguishing restricted balances and undrawn facilities.
How much cash comes in and goes out each month?
Use cash timing rather than invoices raised or accounting profit.
What changes would put cash under pressure?
Test lower receipts, increased payments and specific near-term liquidity shocks.
The objective is to make the evidence and unanswered questions visible. A well-presented score is only a starting point. Review the underlying answers, allocate responsibility and decide which gaps need records, analysis or specialist input.
Your industry changes the information that matters. The action plan includes an industry prompt covering the commercial and cash drivers relevant to your selection. It does not assume that an AI company, a retailer and a professional services firm should be judged using the same operating metrics.
Consult EFC can help agree the right scope, organise the inputs and build financial work around your intended decision. Fees, deliverables, information requirements and timing are agreed before work starts.
Explore Cash Flow Forecasting servicesThe model starts with available cash and applies the same baseline receipts and payments each month. The stress case reduces receipts and increases payments by the percentages you enter, with a separate one-off payment and optional receipt delay. You can inspect every monthly output.
An illustrative constant monthly cash model. It is not a full forecast and does not model seasonality, invoice timing, tax dates, new financing or unentered costs.
Results are generated in your browser. This tool does not automatically submit your assessment answers. You can download the plan and choose whether to discuss it with Consult EFC. The website may separately collect ordinary visit analytics as explained in the privacy policy.
Yes. Complete the tool to see your result and action plan immediately. You can download a text copy without providing contact details. Booking a call or making a service enquiry is optional.
Download your action plan and book an introductory call using the link beside your result. You can also enquire through the relevant service page. We can discuss the evidence, your objectives and a suitable scope. No engagement begins automatically.
No. These tools are planning aids based on information you enter. Questionnaire scores use our stated internal rules, rather than external validation or market benchmarks. Discuss material decisions with appropriately qualified advisers.
Use it to identify questions and organise evidence, then review the findings in the context of your business. Missing evidence and genuine commercial risk are different issues. An assessment cannot establish either without further investigation.
Also available: Exit Readiness Tool.